{"id":233,"date":"2014-02-23T18:34:36","date_gmt":"2014-02-23T18:34:36","guid":{"rendered":"http:\/\/hanseckman.com\/guides\/?p=233"},"modified":"2015-02-16T21:48:02","modified_gmt":"2015-02-16T21:48:02","slug":"it-test","status":"publish","type":"post","link":"https:\/\/hanseckman.com\/guides\/it-test\/","title":{"rendered":"Managing mail and bills"},"content":{"rendered":"

I admit I’m guilty of throwing mail on a pile and discovering too late that I missed something important. \u00a0To help stop this, we developed a process that has greatly simplified our mail management and total time required. \u00a0It is based on the OHIO principle: Only Handle It Once used by successful business executives. \u00a0(thanks Dusty Rhoades<\/a>)<\/p>\n

    \n
  1. Use auto-pay by credit card for any bills that accept credit cards. \u00a0Use a rewards card<\/a> to get cash back or points. \u00a0ONLY do this if you are 100% sure you can pay off your credit card IN FULL every month. \u00a0My favorite is the Costco American Express<\/a>. \u00a0This will convert multiple bills into just one each month.<\/li>\n
  2. Setup online bill pay through your credit union or bank. \u00a0It is actually safer than mailing in a check. \u00a0You should be able to setup paperless statements directly to online bill pay reducing mail, simplifying payments and reducing more mail.<\/li>\n
  3. Turn on paperless statements for any bill using auto-pay or any status mailings (like retirement accounts).<\/li>\n
  4. When mail arrives, process as many pieces immediately.<\/li>\n
  5. Have a wide Sharpie ready and black out your name and address for anything you are recycling or throwing away.<\/li>\n
  6. Recycle everything you don’t need including the 40th version of coupons you will never redeem.<\/li>\n
  7. Setup a small filing box with annual folders for any categories of mail you need to save. \u00a0Sort items directly into their folders. \u00a0Suggested folders: banking and credit, receipts, work and retirement, health and insurance.<\/li>\n
  8. Stack magazines where you will read them.<\/li>\n
  9. Pay any remaining bills or address any mail that requires an action.<\/li>\n
  10. For anything that has to wait, have a priority mail basket to hold the items. \u00a0Every week go through the basket to process anything that remains.<\/li>\n<\/ol>\n

    I hope this works for you.<\/p>\n","protected":false},"excerpt":{"rendered":"

    I admit I’m guilty of throwing mail on a pile and discovering too late that I missed something important. \u00a0To help stop this, we developed a process that has greatly simplified our mail management and total time required. \u00a0It is based on the OHIO principle: Only Handle It Once used by successful business executives. \u00a0(thanks […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[46],"tags":[56,40],"class_list":["post-233","post","type-post","status-publish","format-standard","hentry","category-guides-for-you-and-me","tag-household-tips","tag-personal"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_likes_enabled":false,"jetpack_shortlink":"https:\/\/wp.me\/p45zXQ-3L","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/posts\/233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/comments?post=233"}],"version-history":[{"count":0,"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/posts\/233\/revisions"}],"wp:attachment":[{"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/media?parent=233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/categories?post=233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hanseckman.com\/guides\/wp-json\/wp\/v2\/tags?post=233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}